Some of my Favorite Prosper Listings

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One great thing about peer-to-peer lending is the amazing variety of “peers” you come across. People have tons of reasons for needing to borrow money, and these are some of my favorites. These are the titles of actual Prosper listings from the past couple months.

Debt Consolidation: Anything Worth Doing is Worth Learning How to Spell:

Getting out debit..
DEBT COCSOLIDATION
Consilidate
consiladte date & home improvement
debt consolodation
Debt consolation
Debt consolidatioin
consolidacion
Debt Colsolidation
Jess Debt Consolodation
Consoladate Credit Cards
Debt Consoldatoin
DEPT CONSOLIDATION
Consolodation
consiladation
consalidation
debt consloidation
consaltdation

Planes, Trains and Automobiles:

mobil camper
Funds for a dependable motorcycle (sounds like he’s been burned before)
Looking to buy a bike
Heavy Duty Truck
Ford Escort
Purchase of a sailboat
Fund for a motorcycle
Eliot’s First Car
Acura TI
economy transpotration
Purchase a new Van
Would like to buy a trailer.
Snowmobile
Boat Loan
To Buy Mobile Home

Some Are Professionally Vague:

change house
DT
Large purchase (of what?)
Alfonso2012 (one of my personal faves)
a
dental
Vocation
for marriage
Legal (uh oh)
supplies
Personal
personel
Sixty Five
major pircase
KIMMY
288886warsaw
other (really?)
upgrade
Downpayment
Important Funds

While Others Are Very (and sometimes painfully) Specific:

Building goat barn
Corrective Jaw Surgery
Custody Defense and Countersuit
Back Taxes
Kaplan Classes for LSAT exam
New House Lawn Equipment
New Covered Back Porch
Build a Yurt
This loan is for major dental work.
Ink and Toner
Unexpected funeral
Unexpectedly large tax burdan.

Seed Money for Start-Ups:

Start Concrete Technology Business
Smartphone application
Busnies
Great guy needs loan for business (well hey if he’s a great guy…)
Start a vending machine business
Launching a revolutionary product
Frost Bite Frozen Yogurt
starting nee business
BUSINESS
business purches
Purchase of busines
deak’s bbq
Self Serve Frozen Yogurt Start Up
Start Poultry Business
Purchase Camel For Business
Prosthetic Facility
Renovations for Dog Day Care
Business acuestion

Apparently entrepreneurs can’t be bothered with spell-check either.

Stuff You Maybe Shouldn’t Be Borrowing Money at 15-30% For:

Disney Cruise (not just any cruise, but a Disney cruise)
Egypt Vacation (maybe not the most responsible thing do to?)
Personal Furniture
vacation/travel
POOL LOAN
Funding My Trading Acccout
Wedding Rings Fund
Vacation Payoff
Cosmetic Procedure
Wedding
decoration
Seed Money for Day Trading (oh dear)
Engagement Rings
Swimming Pool

It’s All in the Family:

Grandad’s Bar
Help my cat!!!
Graduation Cruise for Sister
I want to help my son
Helping Mom!

Helping Real People:

Recovering from a Scam
Earthquakes! Fix Foundation
Help Free a Slave from Old Debt
Save My Kitchen!

And the Best One:

Help me live the american dream

I think the moral of the story is to put a little effort into your loan title. Lenders really do read them and make snap judgments about you and your likelihood to pay it back.

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