I’ve been excited about alternative investments since my early days as an aspiring real estate investor and peer-to-peer loan shark.
If you’re bored/scared/disillusioned with the “traditional” stock market and mutual fund asset classes, or if you just are curious what else is out there, this post is for you.
The cool thing is we’re living in a golden age of alternative investment opportunities, and it was quite an undertaking to compile these options.
My curiosity in this stuff stems from the question: “What’s the best way to grow money?”
Investing is a way to paid over and over again from work you do once. Or at least that’s how I’m coming to look at it.
Before You Invest
Disclaimer: This article is NOT investment, tax, or legal advice, nor is it a solicitation for investment. I have an affiliate relationship with some of the companies listed below.
Please do your own due diligence when evaluating any investment opportunity, and know that “alternative” doesn’t necessarily mean “better,” since individual needs and goals vary.
There are a number of factors to consider before making any investment, including an “alternative” one. Those include:
- Your current financial situation. Some of these investments are only open to high net worth or high income individuals.
- Your near-term money needs. Is there a chance you’ll need the money for a major purchase in the near future?
- Your investment goals. Are you looking for passive cash flow? Long-term appreciation? Tax advantages?
- Your risk tolerance. Is this “play money” you can afford to lose? Or is this a retirement nest egg you’re counting on?
Net Worth Theory
This would also be a good time to share my “net worth” theory of investing. That is, with any new investment, I’d recommend starting with a small sliver or your net worth, and increasing your holding over time as you feel more comfortable.
Don’t know your net worth?
It’s just assets – liabilities, or what you own minus what you owe.
For a free tool to track all your accounts in one place and get a snapshot of your net worth, you can’t go wrong with Personal Capital.
Once you’re set up, you can check out cool (and nerdy) allocation recommendations like this:
Based on my profile, Personal Capital is recommending around 10% of my portfolio in “Alternatives” — which included real estate.
Alternative Investment Categories
This post is broken into several different “alternative” asset classes, which are then broken down into their openness to accredited and non-accredited investors.
(Accredited investors, in the US at least, are people with a net worth of $1 million or more excluding their primary residence, or who earn $200,000 a year as an individual or $300,000 a year as a married couple.)
Those broad categories are:
- Real Estate
- Peer-to-Peer Lending
- Business Investing
- Startup Investing
- Business Brokerages
- Alternative Currencies
- Hedge Funds and Private Equity
- Social Trading Platforms
You can see some of my top options in each of the categories below, or check out this cool free tool to filter to the ones that are the best fit for you.
Real Estate Investing
Over the last few years, I’ve been increasing my real estate holdings as a percentage of net worth (shooting for around 20% long-term) — and that’s mostly taken the form of public (like Vanguard’s VNQ) and private (like Fundrise, below) REITs.
I like the cash flow and the diversification that comes with owning several properties instead of the liability that could come with just one direct investment. Let’s just say I’ve been burned in the past!
You may not consider real estate “alternative,” but new platforms and technology are opening up new ways to participate in the real estate industry with less work.
For Non-Accredited Investors
Fundrise was my first foray into alternative real estate investments (and I have since joined their affiliate program). They have several “eREITs” that own or hold professionally-vetted and managed investments in commercial properties all around the country.
The platform is open to all investors with a $500 minimum and has historically paid dividends every quarter.
What appealed to me with Fundrise was the quarterly cash flow, low minimums, and being automatically diversified in not having to pick-and-choose individual deals.
Roofstock is the leading marketplace for “turnkey rental” properties, single family homes that already have tenants and property management in place.
With as little as $20,000 down, you can begin building your real estate empire. Most Roofstock investors are drawn to the platform seeking more attractive investments than they can find in their home market.
If the 1% rule isn’t realistic in your neighborhood, you might find opportunity being a long-distance landlord and generating gross yields of 8-20% based on the listings on their platform.
It’s a slick site to browse and compare deals across multiple states.
Diversfund is a newer “eREIT” host made possible by the JOBS Act.
The fund targets “value-add” apartment complexes. These are cash-flowing complexes in need of upgrades – but once the improvements are made, the value of the complex and rental incomes increase.
The strategy seems to be working. Diversyfund has seen 15%+ returns in its first couple years! It’s important to note that you should only invest money you don’t expect to need for a while; the company suggests a target 5-year holding period during normal market conditions.
DiversyFund aims to bring investments previously only open to the ultra-wealthy within reach to everyone, as the minimum investment is just $500.
RealtyMogul was one of the first real estate crowdfunding sites I came across, and they have two “MogulREIT” options that are open to non-accredited investors with relatively low minimum investments (starting at $5000).
The platform also offers private lending deals for accredited folks that target returns of 12-14%.
When I looked at their REIT they only had 3 properties in it, so I decided that wasn’t very diversified, but it’s since grown to house 16 different properties and paid out an 8% annualized dividend last quarter.
Groundfloor is a revolutionary player in the private lending crowdfunding space because for a couple reasons. First, their platform is open to non-accredited investors (though only in a handful of states at the moment), and second, the minimum investment is just $10 per project.
You pick and choose the deals you want to invest in, and there’s no REIT option at the moment.
Other options for non-accredited investors:
- HomeUnion – Provides turnkey rental property search and acquisition services in several markets.
For Accredited Investors
On PeerStreet, accredited investors participate in private lending crowdfunding deals, usually for fix-and-flip projects on residential properties. Stated returns range from 6-12%.
What I like about PeerStreet (disclosure: I’m an affiliate and investor) is that the loan terms are short — usually 18 months or less — and they’re backed by real estate that usually carries at least a 30% equity cushion.
The downsides are that there isn’t an “easy button” to diversify across a fund, and the $1000 minimum per property is a little steep for newbies, including me. Most attractive loans are filled within seconds, so I’ve been using the auto-invest feature to reserve a spot on properties that fit my criteria:
I recently had one property that went into foreclosure, but because of the equity cushion, PeerStreet recouped the entire $1000 principal and some interest as well.
Invest in America’s farmland, starting with $5000 minimums. Since 1990, farmland investments have seen an 11.5% annualized return (according to the site).
AcreTrader crowdfunds the purchase of active farmland, and then rents it back to the farmers who operate it. Investors make money in two ways: from appreciation of the land in the event of a future sale, and from annual cash rent payments from farmers.
The company aims for annualized cash distributions in the 3-5% range.
Other Real Estate Options for Accredited Investors:
- FarmTogether – Similar to AcreTrader above, targeting 8-15% total annualized returns. Minimums are $10,000-50,000 depending on the individual deal.
- EquityMultiple – minimums as low as $5000, targeting 6-12% returns.
- Real Crowd – Review and invest in “private money” real estate transactions on commercial property like multifamily buildings, retail developments, office buildings, and industrial buildings. Minimum investments vary by property but range from $10,000-$100,000.
- YieldStreet – $5000 minimums, targeting 8-20% returns.
- CityVest – “Insider access” to pre-screened and institutional real estate investments. The site advertises 10-25% passive returns and the minimum investment is usually $10,000.
- CrowdStreet – $10,000 minimum.
- Money360 – $50,000 minimums, targeting 8-10% returns.
- Patch of Land – $5000 minimums, targeting 9-12% returns.
- LendingHome – $5000 minimums, targeting 8-10% returns.
- Iintoo – $25,000 minimums, targeting 10-15% returns. This company acquired the assets of RealtyShares, another popular platform in this space.
- PeerRealty – $5000 minimums, but doesn’t seem to have the traction of other platforms.
Other Real Estate Related Options
Mark “The Land Geek” Podolksy calls investing in raw land “the best passive income model.” The system as he described it to me on the podcast involves finding out of state landowners who owe back taxes on their parcels.
This is public information for each county, so it’s just a matter of seeking it out. Then he sends those landowners an offer letter, and begins the negotiation process. Once he’s taken ownership or control of the property, he can re-sell it for a cash flip or sell it on an owner-carry contract for an attractive monthly payment like $99 a month for 72 months.
I recently sat down with a student of Mark’s, Roberto Chavez, to learn how he’d built this into a $10,000 a month income stream:
Tax liens can be an attractive alternative real estate investment for a couple reasons. The first is they pay solid interest rates, often 8-15% or more, and they’re backed by state and local governments.
Next, the tax lien certificate has the real property as collateral, meaning if the owner doesn’t pay his or her back taxes, the lien holder could take ownership of the property for pennies on the dollar.
The Kislak Organization appears to be one of very few companies organizing the sale and consolidation of tax liens online, but the information they share publicly is very limited.
For UK Investors
Property Partner is an online platform that allows users to invest in buy-to-let properties in the United Kingdom. They target an 8.4% annual return, and even go further by breaking that down into 5.2% capital growth and 3.2% dividend yield.
The minimum investment is just £50.00.
LendInvest is an online peer-to-peer lending platform for residential and commercial mortgages in the UK. The minimum amount that can be manually invested is £100 per property, and LendInvest also offers an aggregate fund to diversify your holdings.
Property Moose is a real estate firm that allows users to invest in a wide range of properties in the United Kingdom. The minimum investment is just £10 and the website “projects” returns of 10%+ for equity investments and 8-10% fixed returns for debt.
Business lending is a sub-category of peer-to-peer lending where you can lend your money to growing businesses that need extra cash to expand. Different platforms offer different “types” of loans and cater to different types of businesses, but the common thread is the companies don’t have to dilute their ownership stake because they’re just paying interest on debt instead of giving away equity.
And for investors, business lending represents the chance to support small business growth while earning attractive returns.
StreetShares is a unique platform that allows you to invest in / support veteran-run businesses and earn a fixed 5% return.
The product is called the Veteran Business Bond and is open to all investors with just a $25 minimum contribution. You can access your money anytime for a 1% fee; or withdraw fee-free after a year.
Similar to StreetShares, Worthy Bonds also pay 5% interest, and you can buy them for only $10 apiece. The bonds are used to fund inventory or asset-backed loans to small U.S. businesses.
Since the loans use inventory as collateral, they’re considered safer than other personal or business loans. Unlike StreetShares, you can withdraw your principal at any time without penalty.
On Kickfuther, you can help support growing e-commerce companies by lending them money for inventory. These small businesses are often plowing all their cash back into more product to sell, and pay an average of 19% annualized interest to help them acquire inventory faster.
(Accounting for defaults, that gets knocked back to a 7% average return on investment since mid-2017.)
My first batch of “consignments” — loans made through Kickfurther, didn’t perform particularly well. Since then, the company has put a number of new protections in place, including more stringent borrower credit score requirements.
For instance, borrowing companies are larger and more established now, with most doing over $1 million a year in sales. Kickfurther also inserts itself into the cash-flow management of the business, either paying factories directly or making direct reimbursements from factory-authorized invoices.
Plus, I was able to fund my loans with a credit card, which helped me meet the sign-up bonus minimum spend requirements.
Kickfurther takes a 1.5% fee when you withdraw cash from your account.
Other Business Lending Options:
- Mainvest – Help kickstart small local businesses, and get paid back quarterly from their future revenues. You can pick and choose which companies to support, with minimums as low as $100.
- ThinCats – Invest in British or Australian business loans and earn up to 9% returns. £1000 minimums.
- Lending Crowd – Earn a target rate of 6-8% supporting British businesses on LendingCrowd, where the minimum bid is £20 per loan.
For Accredited Investors
On Funding Circle you can lend money to established and growing American small businesses.
The interest rates vary from 5% to over 20%, but historical returns are in the 5-7% range. There’s a $500 minimum per loan, but $25,000 minimum required deposit to open an account.
Other Business Lending Options for Accredited Investors:
- P2BInvestor – Help small businesses grow with short-term, asset-backed investment opportunities.
- Wunder Capital – Earn up to 6% investing in solar energy projects.
Fine Art, Classic Cars, and Wine
Masterworks is the first company to democratize ownership in multi-million dollar, blue-chip paintings, for retail and accredited investors with minimum investments as little as $1,000.
According to Artprice, blue-chip art has appreciated 8.9% since 2000. Masterworks is focused on acquiring paintings from the Top 100 worldwide artists–most of which are dead … so they’re not making any more art.
This is a longer-term investment with less liquidity, but art is considered a non-correlated asset to add to your portfolio.
If you’re looking for diversification, strong historical returns, and a hedge against volatility, Masterworks is worth a look.
“Diversify your portfolio with sought-after wines that historically outperform the market,” Vinovest advertises. Wine tends to have low correlation with other financial assets (stocks, bonds, real estate), with less long-term volatility.
With Vinovest, you can buy a portfolio of fine wine starting with a $1000 minimum investment. The company handles all the storage and insurance, and you can “liquidate” (pun intended) your holdings relatively quickly.
According to the site, you can even request a bottle from your portfolio to drink yourself if you want!
Cult Wines – According to WineInvestment.com, “Fine wine has consistently offered investors double-digit returns year-on-year.” This isn’t where I’d put my first bit of extra cash though; minimums start at £10,000.
Rally Rd – The Rally Rd app aims to crowdfund the purchase of potentially-appreciating assets like classic cars, fine wine, and other collectibles. As an investor, you can sell your “shares” in each collectible to other Rally Rd buyers, or get paid out when an asset gets re-sold.
Peer-to-peer lending offers the chance to lend money to your fellow citizens and earn interest on your loans. Basically you’re buying fractional ownership of small loans, usually for debt consolidation.
The downside is that most peer-to-peer loans are unsecured debt, meaning you have no recourse when borrowers default. And they default all. the. time. It also isn’t the most tax-advantaged investment because the defaults count as investment losses, and you’re limited to deduct $3,000 a year. (Or at least that’s my understanding.)
Still, I look at this as a cash-flow play, and I think 5-9% returns are reasonable.
I’ve been a Prosper investor (I’m also an affiliate) since 2009 and have earned an annualized net return of 9.37% over that time. Prosper is exciting because of the low minimums — a $25 investment per loan is all it takes to get started — and the promise of monthly cash flow.
While my overall returns on Prosper are still pretty strong, they’re several points lower than what the platform had been reporting for several years. They chalked it up to a math mistake, which could be the truth, but it still feels a little shady.
Lately my cash flow has been suffering and I’m actually reducing my Prosper position and instead testing out some of the other alternative platforms on this page.
Lending Club operates on a similar model to Prosper and is actually a little larger. Annual returns for a diversified portfolio of notes range between 4-8%. The minimum investment is also $25 per loan.
For UK and European Investors
This European peer-to-peer lending platform provides loans to residents of Spain, Estonia, and Finland. They’ve been in business since 2009 and according to their site, over 80% of investors have earned at least 9% on their money.
The site is open to European Union residents and residents of Norway and Sweden, with a minimum investment per loan of just €5. If you’re outside the EU, you must be accredited to invest.
UK-based lending platform where you can invest as little as £1000, with expected returns between 4.5-5.2%.
Other Options for Peer-to-Peer Lending
- Constant – Newcomer to P2P space offers collateralized loans where you can set your own rate, or a flat 4% putting money into their “Flex” account. Full disclosure: there’s a lot of talk about crytocurrency I’m not fully understanding on here.
- SoFi – Accredited investors can invest in SoFi’s portfolio of “prime consumer credit.”
- Peerform – Site looks super outdated, but apparently they’re still in business.
- Afluenta – Open to investors in Argentina, this Latin American peer-to-peer lending site offers eye-popping returns of up to 71%.
- RateSetter – The UK site proclaims a 100% repayment record, which might explain the less-than-exciting 2.7% returns advertised.
- Bitbond – Earn interest on your Bitcoins on this peer-to-peer lending platform.
Startup and Small Business Investing
Why let venture capitalists have all the fun?
A new wave of platforms are carving out a name for themselves in the “equity crowdfunding” space, which allows you to back promising startups for a share in their future glory.
Be prepared to potentially wait a long time to see a return, since it usually takes a public stock offering or acquisition to cash out your shares.
For Non-Accredited Investors
Netcapital has opened startup investing to non-accredited investors with just a $99 minimum. However, there are investment limits based on your income and net worth.
“Now everyone can invest in startups,” proclaims the Republic.co homepage. “Invest as little as $10 in the private companies shaping our future.”
The focus is on mission-driven startups, and you can invest in equity crowdfunding campaigns for the companies you believe in.
Invest in startups on the Wefunder.com platform, which is now open to non-accredited investors with minimum investments of just $100.
Other Startup Investing Options for Non-Accredited Investors:
- SeedInvest – Invest as little as $500 in pre-screened startups on SeedInvest.com.
- Seedrs – European investors can participate in equity crowdfunding campaigns starting at just £10.
- StartEngine – Support innovative startups on this equity crowdfunding campaign with fixed upside.
- Crowdcube – Invest in early stage British startups for as little as £10.
For Accredited Investors
Accredited investors can back well-known venture capitalists and angel investors in their early stage startup investments on the high-risk, high-reward Angel.co platform.
You can invest in one-off companies following the lead of other high profile investors you trust, or buy into the AngelList Access Fund, which diversifies your startup investment across 150+ companies.
The company cites an unrealized internal rate of return of 46% for a recent batch of investments, but notes that is likely to decrease significantly before any returns become realized.
CircleUp.com links accredited investors with “breakthrough brands” in need of capital. At press time, prospective and historical returns were not listed and your investment gains are tied to eventual “exits” or IPOs of the startups, which could take several years, if ever.
Accredited investors can invest in promising agriculture businesses or let AgFunder.com put together a fund of curated companies to invest in on their behalf. No prospective returns are listed, though AgFunder indicates it’s raised more than $32 million from nearly 3,000 investors.
The minimum investment is $100k for the fund or $25k for investing on a deal-by-deal basis.
Other Startup Investing Options for Accredited Investors
- Gust – A global platform for sourcing and managing early-stage startup investments.
- OurCrowd – Hand-selected equity crowdfunding with $10,000 minimums.
- 1000 Angels – An interesting membership-based model (from $2500 a year) to access their pre-vetted startup investment deals.
- FundersClub – Select one-off deals or buy into a fund of several startups. High risk, high reward, with little transparency offered into the near-term performance of the startups.
- SharesPost – Not exclusively for startups, but an option to invest in other privately held companies a well.
If you have more time on your hands, or access to capable managers, perhaps you just want to buy an existing business outright. Here are a few options to do just that, both for online and offline businesses.
Empire Flippers is a well-established online business broker specializing in websites in the $10,000 – $1,000,000 range. Websites normally sell for a multiple of their monthly profit, usually 18-36x, depending on risk factors like longevity, growth curve, and the time it takes to manage.
That means for $100,000 investment, you could potentially pick up a site (or portfolio of sites) earning $2700-$5500 a month.
On the podcast, I had a chance to sit down with co-founder Justin Cooke to hear how it all works.
Other Options to Find and Buy Businesses:
- Flippa – Search for and buy cash-flowing websites.
- The FBA Broker – An online business broker specializing in Amazon FBA businesses.
- FE International – Buy websites earning $100,000 or more in annual profit.
- BizBuySell – Long-running brokerage focusing on offline businesses.
- Quiet Light Brokerage – A marketplace for 6- and 7-figure ecommerce, Amazon FBA, content, and SaaS websites.
Alternative Currency Investments
I still have a lot of homework to do in the world of alternative currencies, so you might chalk this section up as good-natured speculation rather than a textbook “investment.”
On the surface, currency decoupled from government sounds appealing and futuristic, but we’re still in the early days of Bitcoin, Ethereum, and many others vying for leadership and widespread acceptance in this space.
Still, several “name brand” companies have started to accept Bitcoin for payments, including Microsoft, Subway, and Expedia.
Can you really consider gold an alternative currency? Perhaps not, but I didn’t know where else to categorize it.
Vaulted is an interesting platform that lets you buy real gold, in whole bars or fractions, and stores them for you at the Royal Canadian Mint. (Or if you want, you can store it yourself.)
You can invest with as little as $10, and gold is considered a hedge against inflation.
Coinbase seems to be the leading marketplace to buy and sell alternative currencies. The platform works like a digital wallet and bank vault for your invisible money.
Referral bonus: Buy $100 worth of digital currency and get $10 in free bitcoin.
Coinbase offers an interesting feature set like insurance in case their systems get hacked and your account gets drained, and the option to set up a recurring monthly investment.
Other Options to Invest in Crypto Currencies:
- CEX – A leading Bitcoin and Ethereum exchange.
- Coinmama – Another site to buy and store Bitcoin, though when I checked they seemed to be charging a 6.5% premium above the current market value.
- Local Bitcoins – Buy and sell Bitcoin to people nearby. (I’m not sure why location matters for a digital product like this.)
- Bitcoin IRA – Invest in Bitcoin with your retirement account.
- Bitquick – Buy Bitcoin in just 3 hours. Apparently it normally takes longer?
Hedge Funds and Private Equity
Non-institutional investors can gain access to previously restricted hedge funds and private equity investments through DarcMatter, a service that pre-vets these deals for accredited investors.
Non-accredited investors who want to get in the hedge fund game might consider a hedge fund ETF, though returns for most of these funds have actually lagged the general market index funds for the last several years.
Stock and Options Trading
Kirk DuPlessis of Option Alpha explained options contracts are like insurance. As a trader, you can either be a buyer of insurance or a seller of that insurance.
On the buying side, it’s a way to kind of amplify your trading power through leverage. Instead of buying 100 shares of a certain stock and hoping it goes up, for example, you could buy contracts for a fraction of the share price that give you the option to buy the stock at today’s price should it go up by a defined amount in a certain amount of time — the contract term.
If it does, you exercise your option and make a big gain on a small initial investment. If it doesn’t, you just lose your initial option contract purchase price, kind of like your car insurance premium if you don’t get into a wreck.
On the seller side, you’re the person selling that insurance. You collect the cash upfront, and as long as the trigger event doesn’t happen, you keep it. Kirk argues that just like insurance companies are some of the most profitable in the world, option sellers are most often the winners in the options trading game.
(Apparently the Oracle of Omaha, Warren Buffett himself, sells up to $5 billion worth of options contracts a year.)
Later, I sat down with Teri Ijeoma to learn how she earns $1000 a day trading stocks.
Social Trading Platforms
Social trading platforms are kind of a hybrid between traditional stock market investing and social media. You can see what moves the experts or top performers are making with their portfolios and follow along with your own money if you like.
The best-known of these social trading platforms is eToro, with more than 5 million members. The theory is if you don’t have time to research the market yourself, why not delegate that work to the “crowd” that does?
You can find other investors with similar strategies, watch their moves, read their reasoning, and copy quickly.
Note: In the US, eToro focuses on crypto trading.
For a more traditional approach in terms of the assets you’ll hold, but optimized with a healthy dose of modern tech, you might consider a roboadvisor.
These services charge a fraction of the fee of a traditional financial advisor, and on average, produce better performance. or a little
With the fast-growing M1 Platform, you can choose from more than 80 “expert” portfolios, or build a custom portfolio with just the stocks and funds you want. (Or use a combination of the 2 strategies.)
M1 also allows you to purchase any security, regardless of share price, with fractional shares. Berkshire Hathaway, here we come! This makes diversification easy, and you can even set a schedule to automate your investing.
But perhaps the biggest surprise feature of M1 is that it’s free to use, unlike Betterment below. There are no trading fees, commissions, or management fees. (The company does offer a “pro” version to unlock more benefits.)
Betterment is the largest roboadvisor and estimates its technology will earn you 2.66% better returns per year than a typical investor. Among the tools that help you get there are automatic diversification and rebalancing, tax loss harvesting, and lower fees.
Betterment charges a 0.25% management fee. Set up automatic deposits and let it ride, knowing you’ve made a science-backed choice for long-term returns.
Other Roboadvisor Options
- Wealthfront – A similar service with the same 0.25% fee.
- FutureAdvisor – A digital financial advisory service that charges 0.50% as a management fee.
- Hedgeable – “Private wealth for everyone” through sophisticated automated investing.
- Nutmeg – UK-based roboadvisor.
Choose Your Own Adventure
Rocket Dollar is an interesting new service that lets you set up your a Self-Directed Solo 401(k) or IRA. That means you can invest in any asset class allowed by the IRS, including real estate, precious metals, and of course the more traditional stocks and bonds as well.
The company charges a nominal upfront fee to create your account, and a flat monthly fee to maintain it. They don’t charge a percentage of assets.
Have you tried any of these alternative investment platforms? What’s your experience been like?
Please let me know in the comments below.
Frequently Asked Questions
What are alternative investments?
Alternative investment are financial assets outside of traditional stock, bond, mutual fund, and money market investments. Examples include real estate, hedge funds, venture capital, commodities, tangible assets, and even cryptocurrencies.
What are the best alternative investments?
The “best” alternative investment will depend on your unique financial situation, risk tolerance, and goals. Investors turn to alternatives as a hedge against volatility, to seek out greater returns, improve diversification, or simply to invest where their interests are. Check out the full list of alternative investment platforms on Side Hustle Nation to learn more.
What alternative investments are open to non-accredited investors?
More alternative investments are open to non-accredited investors than ever before. Non-accredited investors are now eligible to participate in many previously closed-off real estate investments, business lending, and other opportunities. Check out the full list of alternative investment platforms on Side Hustle Nation to learn more.