Saving Money

Sometimes the fastest way to improve your bottom line is to cut your expenses. After all, there’s only 2 ways to get rich: make more or desire less.

I try and take a holistic approach to personal finance and address both sides of the equation on this site. Most of the content you’ll find is geared toward making more money, since that has an almost limitless upside, but in this section, you’ll find the posts and podcast episodes related to saving money.

94: Tax Saving Tips for Side Hustlers

It’s tax season, and I think it would be foolish to give Uncle Sam more than you’re legally required to.

This week I’m joined by Joshua Sheats from RadicalPersonalFinance.com and the host of the Radical Personal Finance podcast.

He explains there are 2 tax codes: the personal tax code and the business tax code. As a business owner, even as a side hustler, there are a number of distinct tax advantages available to you. Listen in and keep your hard-earned dollars!

Ting Review: How to Save $804 Per Year on Your Cell Phone Bill

Earlier this year, Bryn and I switched cell phone providers from Verizon to Ting.

Our bill last month was $59 for 2 iPhones, less than half what we were paying at Verizon.

Over the course of the year, we’ll save $804 or more.

(Our average Verizon bill in 2013 was $126.26.)

So what’s Ting?

It’s OK, I’d never heard of them either.

What Makes Smartwater Smart?

what makes smartwater smart

Smartwater is a brand of bottled water produced by the Glaceau company — the same company that makes those colorful VitaminWaters. I was surprised to learn Glaceau is a subsidiary of Coca-Cola. But what makes Smartwater so special? Is it really any different from regular water? Here’s what we know. Vapor Distillation Smartwater is “vapor … Read more

How Much Does a Text Message Really Cost?

I had a hypothesis that text messaging is a huge cash cow for mobile phone carriers; a high-value product with virtually no variable expense. So I did some homework and found out I was right, and it was even worse than I imagined. Text Message Pricing On Verizon, text message pricing is as follows: $0.20 … Read more

XM Radio Cancellation Scam: What Happened When I Tried to Cancel XM

Satellite radio is an interesting business model. They have extremely high overhead (satellites definitely aren’t cheap), but the marginal cost of additional customers is basically zero. Their satellites are already up there beaming signals down to earth; if the signal hits one receiver or a million, it’s all the same to them. In December, mom … Read more

How Does Restaurant.com Work?

How Restaurant.com Works Restaurant.com sells gift certificates to local restaurants at deep discounts. Their normal price is $10 for a $25 gift certificate, but they often run promotions where you can buy the same $25 gift certificate for just $2 or $3. $25 worth of food for $2! What’s the catch? Each restaurant has their … Read more

Usually Hustling, Occasionally Social

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